Your Children Inherit your Estate:

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Potential Risks:

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• Ex-spouses could claim some of the funds

• By adding funds to your Children's estates, they could pay extra Inheritance Tax on their death

• Creditors could come after any money if your children have outstanding debts

• Funds could be used to pay for your children's care later in life

• No Guardians named. The local Authority will decide on their care, this may not be family members.

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A standard Will ensures that you clearly appoint your Executors and ensure your children do not have to go through a long winded legal system to get their inheritance. It may not stop the risks, but it will ensure a simpler process in a difficult time.

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